Paydeer— Made to
PAY EASY
From UPI payments to instant loans to mutual fund investments — everything you need to manage money, in one trusted app.
Users
Partners
Play Store
App Store
Simplifying the way
you pay
Whether you're splitting a bill or paying your electricity — Paydeer makes every payment instant, safe, and rewarding.
Scan any QR or Pay any UPI ID
Works across all apps — GPay, PhonePe, Paytm & more
Instantly settle bills & get exciting rewards
Cashback on every transaction, no minimum amount
Add funds through Cards, Wallet or UPI
Multiple funding options with zero transaction fee
Rahul Sharma
Wallet Balance
₹2,450.00
Quick Pay
Recent
Build Your Wealth
Your money should work as hard as you do. Start investing from ₹100 and watch your wealth grow.
Earn up to 14% returns
Smart portfolio allocation across debt & equity funds
Digital Gold from ₹1
24K pure gold stored in RBI-regulated vaults
Mutual Funds — SIP & Lumpsum
1000+ curated funds from top AMCs
Smart Expense Tracking
Categorize spends and set monthly budgets
Portfolio Value
₹1,24,500
Mutual Funds
₹75,000
Digital Gold
₹24,500
Lens (Savings)
₹25,000
Paydeer
Buy now, pay later.
Credit that moves at
your speed.
₹5L
Max Credit
2 min
Approval
Loans & Credit
in minutes
Emergency expenses, big purchases, or just bridging the month — ZIP credit is always there when you need it most.
Loan up to ₹5,00,000 in 2 minutes
AI-powered instant approval with minimal documentation
Available to use across India
Accepted at 1 lakh+ merchants and partner stores
Zero collateral required
100% digital process — no physical visits needed
No credit history? No problem.
Elevate your
Credit Card Experience
Manage all your credit cards from one dashboard. Pay bills, track spending, and earn rewards — effortlessly.
Smart Payment Reminders
Never miss a due date — automated alerts 3 days before
Instant Bill Settlement
Pay your credit card bill in under 10 seconds
Spend Analytics
Category-wise breakdown of every rupee you spend
Cashback on Every Bill
Earn up to 2% cashback when you pay via Paydeer
AXIS BANK
Platinum
XXXX XXXX XXXX 9000
Amount Due
₹12,450
Due Date
15 Jun 2025
Security above
everything else
Your money and data are protected by military-grade encryption. Every transaction is monitored 24/7 by our AI fraud detection system.
Login with fingerprint or Face ID
Track all transactions in real-time
Instant app notifications for every activity
What our customers say
Trusted by 186 million Indians — here's what they love about Paydeer.
“ZIP loans helped me in a genuine emergency with absolutely zero paperwork. The money was in my account in under 2 minutes. I cannot recommend this enough.”
Ravi Kumar
Logistics Manager, Mumbai
“Paying my credit card bill has become completely stress-free with Paydeer. The instant settlement feature is a game-changer — I never worry about delays anymore.”
Prashant Nayak
Software Engineer, Pune
“I recently used Paydeer and received a reward cashback within seconds. The app is smooth, the interface is clean, and the support team is incredibly responsive.”
Srinivasulu Elavarthi
Business Owner, Hyderabad
Frequently Asked
Questions
Paydeer
Help Center
India's most trusted
payments app
Join 186 million Indians who pay, borrow, and invest smarter with Paydeer. Download now and get ₹50 cashback on your first transaction.
Scan to download