About Paydeer
Empowering every Indian with secure, fast, and reliable digital financial services.
Paydeer Services Pvt Ltd is a modern digital financial services platform built with one clear purpose — to make secure, fast, and reliable financial services available to every individual, retail agent, and business owner across India.
We operate through our mobile application and our official website at https://www.paydeer.in, offering a comprehensive range of payment and banking services that are accessible, transparent, and fully compliant with all applicable Indian financial regulations.
01Our Purpose
We founded Paydeer on the belief that financial access should not be limited by geography, infrastructure, or economic background. Millions of Indians living in semi-urban and rural areas still lack easy access to basic banking services. Paydeer exists to bridge that gap — bringing the power of digital finance directly into the hands of the people who need it most, through a network of trusted retail agents and a platform that anyone can use with confidence.
02What We Do
Paydeer brings together five essential financial services under a single, unified platform, making it the go-to destination for agents and users who want a reliable and complete financial toolkit.
AePS — Aadhaar-Enabled Payment Service
We allow customers to perform cash withdrawals, check their bank balance, and view mini-statements directly from their Aadhaar-linked bank account using secure biometric authentication. Processed through UIDAI-certified infrastructure.
DMT — Domestic Money Transfer
Enables registered agents to facilitate instant fund transfers to any bank account across India. Money can be sent quickly and securely using just the recipient's name, account number, and IFSC code.
M-ATM — Micro ATM Service
Transforms ordinary retail shops into functional banking access points. Handheld POS terminals allow customers to withdraw cash using their debit card and PIN, bringing banking convenience to every neighborhood.
Recharge Services
Covers prepaid mobile top-ups, DTH recharges, and data card renewals across every major telecom operator in India with real-time confirmation and high success rates.
BBPS — Bharat Bill Payment System
A centralized channel for paying all recurring utility bills — electricity, gas, water, broadband, insurance, and more — with instant confirmation and official receipts powered by NPCI.
03Security & Privacy
At Paydeer, the security of your financial data and the protection of your personal information are the foundation on which our entire platform is built. Every transaction is protected by AES-256 encryption at rest and TLS 1.2+ encryption in transit.
We do not sell, rent, or trade your personal information to any third party for advertising or commercial purposes. Your data belongs to you.
04Our Values and Vision
Transparency
Being open and honest about how our platform works and how your data is handled.
Inclusion
Ensuring every Indian has access to quality financial services, regardless of location.
Reliability
Our platform must work flawlessly, as failed transactions can cause genuine hardship.
Accountability
When something goes wrong, we own it, fix it, and make it right without delay.
Our vision is to become India's most trusted agent banking and digital payment platform — a name that retail agents and individual users can rely on completely.
05Regulatory Compliance
Paydeer operates as a fully compliant platform under all applicable Indian laws, including:
- RBI Guidelines on Payment Systems & KYC
- NPCI Operational Rules (AePS & BBPS)
- UIDAI Aadhaar Authentication Standards
- Prevention of Money Laundering Act 2002
- Digital Personal Data Protection Act 2023
- Information Technology Act 2000 & Rules
06Get in Touch
Support Emails
- Support: support@paydeer.in
- Privacy: privacy@paydeer.in
- Grievance: grievance@paydeer.in